Understanding Your Rights

JS Legacy Partners, Under Pierpoint Capital LLC. Key guidelines to empower your financial journey.

Our Terms of Service

Welcome to our Terms of Service. Here you’ll learn about your rights and responsibilities as you engage with our services, including how we may contact you by SMS/text, voice calls, and email for service-related and (where permitted) marketing communications. Message and data rates may apply for SMS/text communications.

Your Rights & Responsibilities

As a valued client, you have the right to transparent communication and professional advice tailored to your needs. In return, we ask that you provide us with accurate information and reach out with any questions or concerns. Let’s work together to secure your financial future.

Why Transparency Matters

Trust is built on clarity. By openly sharing our terms, we aim to empower you with the knowledge necessary to make informed decisions. Your success is our priority, and we are here to guide you every step of the way.

Eligibility (18+)

You must be a legal adult (18 years of age or older) to use our services, submit forms, request quotes, or otherwise engage with our communications programs. If you are under 18, you may not use our services or provide us personal information. We are only able to provide service within the US and Canada.

SMS Program Description & How We May Contact You

JS Legacy Partners is a DBA of Pierpoint Capital LLC: We send SMS messages about life insurance information requests, appointment scheduling/reminders, application/status updates, policy/service notifications, and (where permitted) marketing/educational information you opted in to receive.

By providing your contact information (such as your mobile number, phone number, or email), you authorize us to contact you about your request and our services, including things like quote follow-ups, appointment scheduling, application/status updates, policy/service notifications, and (where required, with appropriate consent) marketing or educational outreach. TCPA-focused compliance guidance commonly distinguishes informational/transactional contacts vs. marketing contacts and emphasizes appropriate consent for calls/texts (including autodialed and prerecorded/artificial voice calls).

Example: If you request a life insurance quote and provide your mobile number and email, we may call you to review options, text you an appointment reminder, and email your quote and next steps.

SMS Opt-Out + Help

You can opt out of SMS at any time by replying STOP to any message, to which you will receive a confirmation message “you have opted out of future messaging”; after opting out, you will no longer receive SMS from that sending number unless you re-opt in. Standard SMS compliance guidance recognizes STOP as a reasonable opt-out keyword and HELP as a support keyword.

For help, reply HELP to any message.

Email and voice preferences

For marketing emails, you can unsubscribe using the unsubscribe link in the email (and we will honor opt-out requests as required by CAN‑SPAM guidance). For voice calls, tell us during the call that you want to stop receiving calls, or reach us through our contact page. TCPA compliance commentary notes that consumers may revoke consent by “any reasonable manner” that clearly expresses a desire to stop further calls or texts.

Messaging Disclosures

Guidelines for Using Our Services

Welcome! Here you will find important guidelines to help you navigate our services. We encourage respectful interactions and compliance with our policies to ensure a safe environment for everyone.

Acceptable Actions

We invite you to explore our resources, ask questions, and engage thoughtfully. Sharing your experiences can help others, and we value collaborative learning among individuals and families.

Prohibited Actions

To maintain a constructive space, we ask that you refrain from sharing false information, engaging in harassment, or promoting unrelated services. Let’s keep our community supportive and valuable.

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